Education is learning to open your eyes, this book helps you to just that, and to change.

  • Ann Carvers authentic story for you to relate to
  • Powerful behaviour change tools
  • Coaching tools to move your money and life on

Also included is Hey Big Spender's unique RED DOT Shopping strategy, which is proven to reduce weekly spending by up to a THIRD! 


This wonderful book shows how to get your spending under control, get out of debt

– and stay out of debt forever.  Brian Tracy, Author and Motivation Speaker



To purchase your own individual copy of the book, you can buy one online through Amazon.

"Ann Carver has valuble experience of what it is like to worry about shopping and spending too much. She also has interesting ideas about how we can control our spending impulses. Improving public understanding is Ann's starting point"                              _ Simon Crine Director Mental Health Policy Institute
Case Study
Before the course
Nothing would change. Being out of control. Anxious. Fearful of the future.
I have the power to help myself. The course massively helped. I keep all my receipts, I budget actively, I save first, I think before I spend and stick to my red dot budget. I respect my hard earned money. I am dealing with my issues. _Anon
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© Ann Carver Money Mindfulness 2017 The Cathedral Innovation Centre, St Thomas Street, Portsmouth PO1 2HB UK Based